Tropical Insurance Agency

Phone: (305) 221-2400
Fax: (305) 552-5360
8700 West Flagler Street
Suite 230
Miami, Florida 33174

Auto / Boat / Motorcycle

Personal Lines



Tropical Insurance Provides Affordable Auto, Boat and Motorcycle Insurance Quotes In Miami

You want to work with an agency that can comprehend the full picture of your personal auto, boat or motorcycle insurance needs. An insurance agency that can put an effective coverage policy in place that provides you with the right protection at the right price. Tropical Insurance Agency will do this for you with excellent personalized service. Our insurance agents are conscientious and focused on finding you the right protection and maintaining your satisfaction. Decades of doing business have taught us the importance of developing a mutually trusting relationship with each of our customers. You can count on us to keep your needs and interests at the forefront of our business dealings. That is why you should call Tropical Insurance Agency for your auto insurance quote in Miami.

We Will Make Sure You Have the Coverage You Need

Vehicle accidents come suddenly and without warning, but one way to be prepared is with the right insurance coverage. Proper vehicle accident insurance coverage will pay for damages and injuries and help get you back on the road. There are many types of coverage available.

Bodily Injury Liability
This coverage protects you from liability if someone is injured or killed in an accident while you are operating a vehicle. It will pay for serious medical bills caused by an accident. Bodily injury liability also covers legal defense if a lawsuit is brought against you. If you are in a serious accident, bodily injury insurance can become very important in protecting your personal assets against a lawsuit.

Personal Injury Protection
The purpose of personal injury protection (PIP) is to pay for medical bills for any injuries you or your passengers sustain in an accident in your car. The minimum required in Florida is generally enough to cover minor injuries or a trip to the emergency room. Your PIP coverage may also come into play if you are a pedestrian injured by a vehicle.

Collision
This is the coverage that pays for your vehicle's repairs in case of an accident. Collision insurance premiums can be kept low if you are willing to carry a higher deductible. Some people do not purchase this insurance for older cars.

Uninsured Motorist
Like you might have guessed, this form of insurance covers you if you are involved in an accident caused by a driver who is not insured, and sometimes in hit-and-run accidents as well. Unfortunately, the high number of uninsured motorist on the streets make this coverage essential.

Comprehensive Physical Damage
This will cover damage to your vehicle caused by anything other than a traffic accident. Damage from theft, fire, weather and even animals are all covered by comprehensive physical damage coverage.

Property Damage Liability
This coverage protects you if your vehicle damages someone else's vehicle or property. In addition, property damage liability coverage provides funds for legal defense if you are sued by another party.

Turn to Tropical Insurance for Your auto, boat or Motorcycle insurance Quote in Miami

Motorcycles and boats need insurance coverage just like cars do. In case of an accident you will be happy that you have the proper coverage. Tropical Insurance Agency is here to make sure you are properly covered. Call us and tell us what you need so we can put together the lowest boat or motorcycle insurance quote in Miami for you.

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